The other morning I walked ten blocks downtown Calgary and it was cold in the pre-dawn rush hour! This photo was taken from the office window at 9 a.m. by which time the sun was up and the temperature starting to climb a little.
Knowing the temperature before venturing outside is a must during the winter months but exactly what constitutes "cold" depends on where you're from! Locals in the warmth of a hotel lobby may chide for wearing gloves but it seems most people do anyway!
It looks like there is a slight warming trend!